Cards & Credit

For every moment, end-to-end security
Only with Dock!

Customized cards with the brands your customers trust. You focus on relationships, we handle the operations.

Check the comparison

A robust framework ready to use

Rely on over 20 years of expertise as a card processor, and simplify the process of structuring and launching your financial operation.

Card Processing

Leverage the most complete and robust processing platform to create the best experiences with total flexibility, using Dock's licenses or your own licenses.

Preparation of files for card printing by embossing facilities.

Real-time and offline (stand-in) validation of transactions and balance/limits, including flexible limit options.

Financial settlement of transactions.

Management of chargeback processes with card networks.

Financial reconciliation of transactions between merchants, payment processors, and issuing banks.

Manages all transactions, including purchases, fees, adjustments, and payments that impact the account balance.

Brand License

Don’t worry about regulatory matters—Dock takes care of that for you! Enjoy the flexibility of contracting our solution according to your business strategy:

Dock Brand License

Obtain more attractive costs with the brand due to Dock's high processing volume.
We have the infrastructure to settle transactions without requiring your company to have a settlement bank.
We manage the delivery of regulatory files to the Central Bank of Brazil (BCB) related to card issuance and all brand reports.
Keep brand incentives and operational remuneration with Dock's BIN Sponsor.

Own Brand License

Exclusive BIN Sponsor for your company with your own credit or debit card issuer, fully customized, all made possible with Dock's infrastructure.

Card brands

*CHECK FLAG AVAILABILITY BY SOLUTION.

Credit Card

Transform your business with your own customized credit card operation, featuring your unique colors and characteristics.

White Label or Private Label;
Physical and virtual cards;
Access to the top brands in the market: Visa, Mastercard, Amex e Elo.

Make your customers even more yours

Rely on the experience of a company that issued over 100 million cards in the last 12 months. We handle every detail:

Card issuance and processing

Regulatory scope and licenses

Technology through scalable APIs

Security and fraud prevention

Support in treasury operations and reconciliation

Card issuance and processing

Regulatory scope and licenses

Technology through scalable APIs

Security and fraud prevention

Support in treasury operations and reconciliation

Private-Label Card

Become a private label card issuer, offering your own branded card, which can be either associated with a payment brand or not.

Without a brand: usage is restricted to your company's network of establishments, offering special benefits to customers such as exclusive discounts, loyalty programs, or promotional offers.
With a brand: accepted at a wider range of establishments, including locations where the brand is accepted beyond your own business.

Advantages of Private Label

The card can be either
debit or credit.

Perfect for retailers, department stores, supermarkets, and major brands that want to limit card usage to specific establishments.

Strengthens the relationship between the company and its customers.

The card can be either
debit or credit.

Perfect for retailers, department stores, supermarkets, and major brands that want to limit card usage to specific establishments.

Strengthens the relationship between the company and its customers.

Multibenefits Card

Optimize your employees' benefits with a multi-balance and white-label card. In addition to the benefits of the Workers' Food Program (PAT), such as meal and food vouchers, offer extra balance options according to your company’s policy:

Mobility
Health
Home Office
Culture
Education
Flexible Balance

Dock is the best choice to operate your Multi-Benefit Card

Rely on the experience of a company that has empowered over 400 businesses in Brazil and Latin America to offer financial services.

Pass-through of interchange percentage

Earnings from brand agenda

Earnings on cardholder balances that remain in the account

Brand licenses through Dock's robust infrastructure

Partners to develop your app and HR portal

Pass-through of interchange percentage

Earnings from brand agenda

Earnings on cardholder balances that remain in the account

Brand licenses through Dock's robust infrastructure

Partners to develop your app and HR portal

Global Card

With our Global Card, you offer convenience and ease, allowing your customers to make foreign currency transactions without complications. Be there for all the important moments in your customer’s life, ensuring a seamless, borderless shopping experience.

What are the benefits of the Dock Global Card?

Benefits for the Issuer

Reduction of operational costs (Regulatory, Brand Licenses, AML, KYC, etc.) with the International Bin Sponsor model.
Expansion of the portfolio of products and services, increasing revenue.
Customer loyalty for those needing payment solutions abroad.
Brand enhancement with solutions tailored for high-income clients

Benefits for the Cardholder

A cheaper and safer payment option for travel.
Foreign currency purchases and the ability to withdraw cash abroad without unexpected exchange rates and with reduced IOF per transaction.
An international branded card accepted at numerous establishments worldwide.

Prepaid and Debit Card

Discover the ideal solution to build customer loyalty by offering prepaid cards, both physical and virtual, for individuals or businesses! With our integrated platform and robust API, we ensure convenience and security in every transaction.

Imagine your company free from worries about technological infrastructure and bureaucracy! With Dock’s licenses, you can focus on what truly matters: growing your business.

The Dock solution offers you numerous advantages!

Provide a practical and safer payment method.
Custom-branded cards.
Simple and seamless card request experience via API.
Gain insights into customer behavior and create loyalty programs through our APIs.

Payroll-Deductible Card

Imagine offering your customers an innovative credit card where the bill payment is automatically deducted from their payroll. With the Dock Payroll-Deductible Card, this becomes a reality!

Offer cardholders a convenient and secure way to manage their expenses while your company benefits from a new revenue stream.

The Dock solution offers you numerous advantages!

Become a sub-issuer and provide your customers with an exclusive credit card option, ensuring financial inclusion for social security beneficiaries or public servants.
Simplify settlement and ensure payment to your company as a sub-issuer.
Manage agreements, liaise with benefit-paying agencies, and comply with product regulations, all with full support from Dock.

Additional revenue sources

Earn a percentage of interchange on the total transaction volume.
Be compensated for the amount held as collateral to operate the service.
Take advantage of fees and interest to further boost your revenue.

Dock is the card processor with the best solution for your company and your customers

For every need, Dock has a solution for your company and your customers.

	Credit	Prepaid and Debit	Payroll-Deductible	Private Label	Multi-benefits	Global Card
Private Wealth ?Card solution for individuals - B2C
Legal person ?Card solution for companies - B2B
Virtual Card ?Attract and retain customers by offering virtual and no-name cards.
Additional Card ?Create and add physical or virtual cards for your customers' dependents.
Digital Wallets ?Eliminating the need for physical cards and cash on hand.
Dynamic CVV ?Adjust the dynamic CVV to fit your business model (per purchase, time-based).
24-Hour Cash Withdrawal ?A solution for your customers to withdraw cash at ATMs 24/XNUMX.
temporary block ?Temporarily lock and unlock cards whenever you want, all through the app.
Loyalty Program ?Take advantage of promotions from your card brand.
3DS ?Prevent fraud by authenticating the cardholder during online payments.