Streamline recurring payments and reduce costs with Automatic Pix
Reduce delinquency rates and simplify your operation with this new Pix feature.
The most used payment method by Brazilians has evolved
Automatic Pix enables recurring payments in a simple and secure way. It's ideal for businesses that offer subscriptions, charge monthly fees, or issue recurring bills.
This new modality is an evolution of some existing payment methods, such as direct debit or credit card subscriptions. It also reduces payments that are currently made manually that often lead to delinquency.
In addition, the solution eliminates the need for banking agreements and reduces operational costs with bank slips and credit cards.
Which businesses is Automatic Pix ideal for?
Subscriptions
Streaming
Utilities
Gyms
Schools, courses, and colleges
Software
Platforms
CRMs
Hosting Tools
Recurring Bills
Water
Luz
Phone
Rent
Condo fees
Fintechs and Financial Service
Installment plans
Consortiums
Insurance
Loans
Benefits for both payers and receivers
Automatic Pix for consumers
Automatic Pix for businesses
Convenience: no need to remember payment dates.
Security: no need to share sensitive banking details.
Control: prior authorization with the option to cancel anytime.
Lower delinquency rates: payments are processed automatically.
Lower operational costs: no more issuing slip payments or paying credit card fees (e.g., early settlement charges).
Seamless integration: available through Pix API.
Improved customer experience: automatic payments make smoother purchase journey with less friction
Automated payments with security and transparency
Automatic Pix adheres to high security standards, offering full transparency and protection for both payers and receivers. The Central Bank has also implemented mechanisms to prevent undue charges and fraud.
Prior Authorization
Payment only occurs after the explicit permission of the payer, ensuring total control over charges.
Continuous Monitoring
Banks and financial institutions monitor transactions in real-time to identify suspicious activities.
Simplified Cancellation
The user can cancel at any time through the bank's app, ensuring full control over their payments.
Secure payment attempts
If the balance in the payer's account is insufficient, new attempts are made within the allowed period, without generating undue charges.
How does Automatic Pix work?
Automatic Pix allows recurring payments without the need for authentication for each transaction. After the payer's authorization, the amounts are automatically debited on the scheduled date, following the receiver's instructions. The process is simple:
1- Authorization
The customer grants permission through the bank's app or via QR Code.
2- Scheduling
The bank registers the recurrence and schedules future payments.
3- Settlement
The amount is automatically debited from the customer's account on the defined date.
4- Notification
The user receives a notification confirming the payment or alerting them about insufficient funds.
Various forms of adhesion facilitate the process
App
The consumer accepts an offer sent by the company directly in the bank's app.
QR code payment
Simply scan the code to activate recurring payment.
After payment
When paying via QR Code, the user can activate Automatic Pix for future charges.
With a simple and secure flow, Automatic Pix brings more convenience to consumers and efficiency to businesses, eliminating bureaucracy and reducing delinquency.
Learn more about Automatic Pix
Talk to our sales team
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In the meantime, how about learning more about the future of the payments ecosystem and banking on our blog?
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