Illustration - The most modern way to launch a credit card
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The easiest way to launch a credit card

We make it easy for you to offer your clients a new type of payment, increasing the profitability of your business, with lower operating costs.

Cards you can
personalize with your brand

Offer a physical or virtual credit card that displays your brand, and become a more regular part of your clients’ routines.

card illustration
card illustration

Have access to the
market’s best-known card brands

You will have access to card brands that are widely accepted in the market, with the ability to choose the ideal partner for your company, such as Visa and Mastercard.

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Innovate with the first “Credit Card as a Service” solution in Latin America

You can now launch your own credit card using the market’s best-known card brands under the Dock card brand license, with more purchasing power, longer payment periods, and more installment payment options for your clients.

A person paying with a credit card using a card machine.
More profitability

More profitability

Expand your credit income portfolio, and increase the average ticket and purchasing frequency of your clients.
Agile time to market

Agile time to market

Innovate quickly in your market, and begin operating within 90 days.
Brand recognition

Brand recognition

Improve your brand recognition and add more value for your clients with our 100% white label solution.

Why should you launch your credit card with Dock?

To issue a credit card without Dock, you need:

  • Processor and technology for card creation and life cycle;
  • License of the payment instrument issuer;
  • License of the financial institution (FI) or payment institution (PI);
  • Creation of a set of policies and procedures, including credit, detailed finance, management, compliance and risk policies, infosec, and others.
Issuing Credit Card as a Service da Dock, you have:

Issuing with a Dock Credit card as a
service, you have:

  • Point-to-point card issuance and processing procedure;
  • Easy to implement, with state-of-the-art technology and no bureaucracy;
  • Use of credit licenses in conjunction with the card brand and regulatory entities;
  • Generation of regulatory and accounting files;
Issuing Credit Card as a Service da Dock, you have:

Issuing with a Dock Credit card as a
service, you have:

  • Point-to-point card issuance and processing procedure;
  • Easy to implement, with state-of-the-art technology and no bureaucracy;
  • Use of credit licenses in conjunction with the card brand and regulatory entities;
  • Generation of regulatory and accounting files;

How does the Credit Ecosystem work?

Own Funding (BIN Sponsor)

Own Funding (BIN Sponsor)

With the BIN Sponsor, the client finances their own operation, providing all the capital to handle cash flow needs and credit and financing transactions. This way, all product revenues (such as from exchange rate differences, cash optimization, and revenues from credit) will be the funding vehicle.

  • The financial risk of transactions, including credit risk, is the client’s responsibility.

Provide a
one-of-a-kind experience with our APIs

Dock’s API-based technology lets you build a complete credit card experience for your clients, practically, safely, and simply.

ACCESS THE LIGHTHOUSE
Elements Dock

A complete solution with simplified setup that offers new possibilities for your company

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In the meantime, how about learning more about the future of the payments ecosystem and banking on our blog?

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