Illustration - E-commerce does not stop growing
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The present and
future of sales

The accelerated digital transformation in the past few years has changed consumer behavior. As a result, selling via e-commerce is no longer optional, but rather almost mandatory. As the industry expands, challenges have also grown—and payment is one of them.

Receiving upfront payments remains a challenge

If you sell via e-commerce, you’re quite familiar with the difficulty in receiving upfront payments.

Although credit cards are still the preferred payment method, e-commerce struggles with a high percentage of unpaid pay slips generated by consumers.

What about payment via Pix? Even though it is increasingly more popular, e-commerce still has to pay a fee for each QR code generated.

New means of payment for e-commerce

Open Finance has arrived aiming to decentralize finances, enable innovations that streamline customer experience and allow companies to be in the forefront of new financial products.

As a result from such movement, we now have Payment Initiation Service Provider, a new method for paying at checkout that has come to facilitate e-commerce sales and improve customer experience.

Receive upfront payments in a brand-new manner.

No card fees. No pay slip or QR code generation. Now your company can receive upfront payments directly from your customer’s bank based on Open Finance technology.

Elements Dock

Main benefits of Payment Initiation Service Provider for e-commerce

For the final user

For the final user

  • It streamlines the user journey by reducing the number of clicks to finish a payment. The Payment Initiation Service Provider plugin directs the user to log at the institution, without the need to alternate apps, copy information or security keys, etc.
  • It improves your purchase experience by reducing complexities and making payments easier.
For companies selling via e-commerce

For companies selling via e-commerce

  • It enables any company with an online payment journey to add a new upfront payment method to their checkout.
  • It eliminates credit card fees and other fees associated with pay slip and QR Code generation on Pix,thus enabling many final customers to pay upfront on e-commerce through their banks, without leaving the store.
  • It facilitates immediate payments and transactionsaccelerating the purchase process and reducing the abandonment rate—especially for upfront payments.
  • It reduces sales lost over unpaid pay slips, increases purchase conversion and streamlines the process of receiving upfront payments.
Elements Dock

How does Dock support companies selling via e-commerce?

Find out more about our solutions

Digital Banking

Digital Banking

Empower your customers by providing end-to-end solutions through a digital account using our APIs.
Read more
Cards

Cards

You offer your clients cards of the main credit card brands, with bringing your look & feel to your customers. We take care of everything else for you.
Read more
Acquiring

Acquiring

Your own white-label acquiring solution using our technology, which ensures a streamlined, quick go-to-market experience.
Read more
Risk & Compliance

Risk & Compliance

Reduce risk in your end-to-end operation, from onboarding customers to card processing and acquiring.
Read more

Talk to our Business team

Want to grow?We move your business forward by streamlining payments and banking.

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